Cashback Credit Cards
Earn money back on your purchases with these top cashback credit cards in India.
HDFC Bank
3.7
HDFC Millennia
- ✓5% cashback on online spends
- ✓2.5% cashback on offline spends
- ✓1% cashback on other spends
- ✓Fuel surcharge waiver up to ₹250 per month
- ✓Movie ticket discounts
Annual Fee: Lifetime Free
HDFC Bank
3.8
HDFC MoneyBack+
- ✓2% cashback on all spends
- ✓10x rewards on select merchants
- ✓Fuel surcharge waiver
- ✓Movie ticket discounts
- ✓EMI conversion facility
Annual Fee: ₹500 (waived on spends of ₹50,000)
HDFC Bank
3.7
HDFC IndianOil Credit Card
- ✓5% cashback on fuel at IndianOil outlets
- ✓1% cashback on all other spends
- ✓Complete fuel surcharge waiver at IndianOil outlets
- ✓Complimentary personal accident insurance cover
- ✓Discounts on vehicle servicing at select outlets
Annual Fee: ₹500 (waived on spends of ₹50,000)
SBI Card
4.1
SBI Card BPCL
- ✓5% value back on fuel at BPCL outlets
- ✓1% value back on all other spends
- ✓Complete fuel surcharge waiver at BPCL outlets
- ✓Complimentary personal accident insurance cover
- ✓Discounts on vehicle servicing at select BPCL outlets
Annual Fee: ₹499 (waived on spends of ₹50,000)
SBI Card
4
SBI Card Cashback
- ✓5% cashback on online spends
- ✓1% cashback on all other spends
- ✓Welcome cashback of ₹500
- ✓Fuel surcharge waiver up to ₹100 per month
- ✓Movie ticket discounts
Annual Fee: ₹999 (waived on spends of ₹2,00,000)
ICICI Bank
4.2
Amazon Pay ICICI Card
- ✓5% unlimited cashback on Amazon
- ✓2% cashback on all other spends
- ✓Welcome bonus of ₹500 Amazon Pay balance
- ✓2 domestic airport lounge visits per quarter
- ✓1% fuel surcharge waiver up to ₹250 per month
Annual Fee: Lifetime Free
ICICI Bank
4.2
ICICI Bank HPCL Coral Credit Card
- ✓2% cashback on fuel at HPCL outlets
- ✓1% cashback on all other spends
- ✓Complete fuel surcharge waiver at HPCL outlets
- ✓Complimentary personal accident insurance cover
- ✓Discounts on vehicle servicing at select HPCL outlets
Annual Fee: ₹199 (waived on spends of ₹50,000)
Axis Bank
4.3
Axis Bank Ace Credit Card
- ✓5% cashback on utilities and bill payments
- ✓2% cashback on all other spends
- ✓Zero forex markup on international transactions
- ✓4 domestic airport lounge visits per year
- ✓1% fuel surcharge waiver up to ₹400 per month
Annual Fee: Lifetime Free
Axis Bank
4.1
Flipkart Axis Bank Credit Card
- ✓5% unlimited cashback on Flipkart and Myntra
- ✓4% cashback on preferred partners (Swiggy, PVR, Uber, etc.)
- ✓1.5% cashback on all other spends
- ✓Welcome voucher of ₹500 on Flipkart
- ✓1% fuel surcharge waiver up to ₹500 per month
Annual Fee: Lifetime Free
Citibank
4.2
Citi Cashback Card
- ✓5% cashback on grocery and fuel
- ✓0.5% cashback on all other spends
- ✓No minimum spend requirement for cashback
- ✓Cashback automatically credited to statement
Annual Fee: ₹500 (waived on spends of ₹30,000)
AU Small Finance Bank
4.1
AU Xcite Ace
- ✓Lifetime Free with no annual fee
- ✓1% - 3% cashback on spends
- ✓Domestic Airport Lounge Access
- ✓1% fuel surcharge waiver up to ₹200 per month
- ✓Movie ticket discounts
Annual Fee: Lifetime Free
HSBC Bank
4.2
HSBC Live+
- ✓10% cashback on grocery & food delivery spends
- ✓1.5% cashback on other spends
- ✓Welcome bonus of ₹1,000 cashback
- ✓Fuel surcharge waiver up to ₹250 per month
- ✓Movie ticket discounts
Annual Fee: Lifetime Free
RBL Bank
3.9
RBL Bank Shoprite Credit Card
- ✓5% cashback at partner stores
- ✓1% cashback on all other spends
- ✓Welcome gift voucher of ₹500
- ✓Fuel surcharge waiver up to ₹100 per month
- ✓Movie ticket discounts
Annual Fee: ₹500 (waived on spends of ₹50,000)
Standard Chartered
4.3
Standard Chartered Manhattan
- ✓5% cashback on grocery spends
- ✓3% cashback on dining
- ✓1% cashback on all other spends
- ✓Welcome cashback of ₹2,000
- ✓Fuel surcharge waiver up to ₹100 per month
Annual Fee: Lifetime Free